Saumya Chatrath is a Ph.D. student in Health Policy, Economics track, at Harvard University. She graduated from Wesleyan University with a degree in Mathematics-Economics, and English. After graduating, she worked at the economic consulting company Analysis Group on healthcare litigation and healthcare outcomes research cases involving pharmaceutical kickbacks, off-label prescribing, and drug efficacy. She then transitioned to working as a research assistant at the National Bureau of Economic Research on projects pertaining to the long-term impacts of Medicaid expansions, and returns on Medicare spending. During her fellowship in the Department of Population Medicine at Harvard Medical School and the Harvard Pilgrim Health Care Institute, Saumya will broadly focus on physician, and patient behavior. She is leveraging exogenous employer-level changes in benefit design to evaluate the effect of large deductible changes on the management of common chronic conditions. She is also examining the differences in medical utilization between open and special enrollment populations in the Marketplace exchanges. Saumya will be working with Frank Wharam and Laura Garabedian.